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Benny the Automotive Beaver Podcast

Finance vs Lease: What Actually Costs Less

Apr 22, 2026 · 7 min · Ep 3

Lower payment doesn't mean cheaper. A plain-language breakdown of how financing and leasing really work in Canada, and how to choose without the showroom pressure. In this episode: • Financing builds ownership and equity; leasing pays for use over a fixed term and mileage. • Compare the all-in cost over the same period, not the monthly payment in isolation. • Watch lease mileage limits, wear charges and the money factor — small print drives the real price.

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