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The Straight Shift with The Car Chick

The FTC Is Finally Cracking Down on Dealer Pricing Bullshittery

Jun 17, 2026 · 31 min · Ep 129

Think hidden fees, fake discounts, rebate games, mandatory add-ons, and vehicles advertised at prices you can't actually get are just part of buying a car?

The FTC doesn't think so.

In this episode, The Car Chick® breaks down the six dealership advertising and pricing practices the FTC says may violate federal consumer protection laws. But before we get into the legal stuff, I share a real-life dealership fiasco that happened while shopping for a military family's Ford Transit van — a deal that took three days to put together before it completely blew up over a discount that apparently didn't apply.

We'll cover:

  • The six pricing and advertising practices the FTC is targeting
  • Hidden fees, fake discounts, rebate stacking, and financing games
  • Why dealer add-on packages may be the next battleground
  • What the FTC Act actually says
  • Why the CARS Rule was overturned
  • Why the FTC isn't handing out $53,088 fines left and right
  • How dealership pricing transparency is improving — and where the bullshittery has migrated
  • What consumers should look for before signing on the dotted line

5 Things to Watch for When Car Shopping Right Now

  • Get an out-the-door quote in writing.
  • Do your homework on rebates, financing requirements, and add-ons.
  • Verify the vehicle is actually available.
  • Don't assume "transparent pricing" means "best price."
  • If a deal looks dramatically better than every other similar vehicle, get suspicious before you get excited.

Resources

FTC Consumer Complaint Center:
https://reportfraud.ftc.gov/

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